Walter (Sean 'P. Diddy' Combs) gets a windfall in an accident when Walter's grandfather dies, leaving a large sum of insurance money to his children. After washing, Walter is more able to use the money to invest and make money, but Walter's sister doesn't think so. she hopes to let Bernice (Sonna Latham Sanaa Lathan) take the money to realize her dream of becoming a doctor. In fact, it is Grandma Lena (Felicia Las Hyde Phylicia Rashad) who has the control of the money, who uses the money to buy a house in a white settlement, sets aside part of it to send Bernice to school, and finally leaves a sum of money for Walter to invest in finance. Although it seems that everyone has got a piece of the pie, there are still many problems hidden under the water.