Chat Records tells the story of Frances, a 21-year-old college student who experienced a series of emotional relationships that forced her to face her vulnerable side for the first time. Frances is observant, rational and sharp. Her ex-girlfriend and best friend Bobbi is confident, outspoken and eye-catching. Although the couple broke up three years ago, Frances and Bobbi remained inseparable and performed poetry together in Dublin. After a performance, they met an older writer, Melissa, and her husband, Nick, a handsome but silent actor. Mellisa was so interested in the two that the four began to see each other. When Mellisa and Bobbi were openly flirting, Frances and Nick had a secret and fiery secret affair, which surprised both of them. Soon, the relationship began to test the relationship between Frances and Bobbi, forcing Frances to re-examine his self-awareness and his cherished friendship.